| Prep Time | 15 minutes |
| Cook Time | 35–40 minutes |
| Total Time | 55 minutes |
| Intensity Level | Easy (1 out of 5) |
| Yield | 8–10 slices |
| Dietary Info | Sugar-free, No added sugar, High fiber, Vegetarian (Vegan-friendly option provided) |
Intensity Breakdown (What “Easy” Means Here)
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Skill Level: Beginner. No stand mixer required—just two bowls and a whisk.
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Flavor Intensity: Medium-high. Expect warm cinnamon, natural banana sweetness, and a toasty oat finish.
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Texture Intensity: Soft and dense (similar to banana bread), with a slight chew from rolled oats.
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Effort Intensity: Low. Active time is only 15 minutes; the oven does the rest.
Ingredients (Sugar-Free & Naturally Sweetened)
Dry Ingredients
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2 cups (180g) old-fashioned rolled oats (use certified gluten-free if needed)
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1 cup (120g) oat flour (or blitz rolled oats in a blender until fine)
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1 tsp baking soda
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1 tsp baking powder (aluminum-free)
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2 tsp ground cinnamon
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½ tsp ground nutmeg (optional, but recommended)
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¼ tsp fine sea salt
Wet Ingredients (Natural Sweetness)
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3 medium ripe bananas (with brown spots – these are your sugar!)
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½ cup (120g) unsweetened applesauce
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3 large eggs (room temperature)
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¼ cup (60ml) melted coconut oil (or unsalted butter, or avocado oil)
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1 tsp pure vanilla extract
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¼ cup (60ml) unsweetened almond milk (or any milk)
Optional Add-ins (Still Sugar-Free)
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½ cup chopped walnuts or pecans
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½ cup unsweetened shredded coconut
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¼ cup sugar-free dark chocolate chips (check labels – Lily’s or ChocZero)
Step-by-Step Instructions
Prep Phase (Intensity: Low)
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Preheat oven to 350°F (175°C). Grease an 8×8-inch square baking pan or a 9-inch round cake pan. Line with parchment paper for easy removal.
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If making your own oat flour: place 1 cup of rolled oats in a blender and blitz for 30 seconds until powdery.
Mix Dry Ingredients (5 minutes)
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In a large bowl, whisk together rolled oats, oat flour, baking soda, baking powder, cinnamon, nutmeg, and salt. Set aside.
Mix Wet Ingredients (10 minutes)
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In a separate bowl, mash the bananas with a fork until mostly smooth (small lumps are okay).
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Add applesauce, eggs, melted coconut oil, vanilla extract, and almond milk. Whisk vigorously until combined and slightly frothy.
Combine (2 minutes)
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Pour the wet mixture into the dry mixture. Fold gently with a spatula until just combined. Do not overmix – a few streaks of flour are fine.
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If using nuts or chocolate chips, fold them in now.
Bake (35–40 minutes)
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Transfer batter to prepared pan. Smooth the top with a spatula.
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Bake for 35 minutes, then check. A toothpick inserted in the center should come out clean or with a few moist crumbs (not wet batter).
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If still underdone, bake for another 5 minutes. Total max time: 40 minutes.
Cool & Serve
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Let the cake cool in the pan for 10 minutes, then transfer to a wire rack to cool completely (about 30 more minutes).
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Slice into 8–10 pieces. Serve warm or at room temperature.
Storage & Make-Ahead Tips
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Room temperature: 2 days in an airtight container.
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Refrigerator: 1 week. Tastes even better cold!
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Freezer: Wrap individual slices in plastic wrap + foil. Freeze for up to 3 months. Thaw overnight in the fridge.
Nutrition Facts (Per Slice – 10 slices, no add-ins)
| Nutrient | Amount | % Daily Value (approx) |
|---|---|---|
| Calories | 215 kcal | 11% |
| Total Fat | 10 g | 13% |
| Saturated Fat | 6 g | 30% |
| Cholesterol | 56 mg | 19% |
| Sodium | 260 mg | 11% |
| Total Carbohydrate | 27 g | 10% |
| Dietary Fiber | 4.5 g | 16% |
| Sugars (natural only) | 7 g | — |
| Added Sugar | 0 g | 0% |
| Protein | 6 g | 12% |
| Vitamin D | 0.2 mcg | 1% |
| Calcium | 60 mg | 5% |
| Iron | 1.6 mg | 9% |
| Potassium | 280 mg | 6% |